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This winter we saw a most brutal winter that caused suffering, accidents and loss of life to a good part of our country. Jokes about global warming and climate change bring no comfort to the folks who saw their fuel bills sky rocket, watched as the snow kept falling and questioned where they would put it all. 

                                       

Spring is about a month away and all this snow will soon be a distant memory. However, before we can rejoice in that fact, we are going to have to...

Our hearts go out to all the folks around the country who are suffering through the rages of Mother Nature this past week; wildfires all over the West, a freak land hurricane in the East resulting in loss of precious life and irreplaceable property. Some of these events are impossible to plan for. But it doesn't hurt to have a plan in place in the event you have a few minutes to leave your home in a hurry to make it to safer ground.

Many books have been written and the internet is full of artic...