Standard Operating Procedures

WHAT'S NEW?

Barbara Gallo 9 years ago

Are you thinking about buying a home but don't know an "ARM" from a "lien"?
Here's a short primer on Mortgage lingo to help.
Still confused? Call one of our real estate professionals to assist and educate you along the way.

Mortgage Lingo

Adjustable rate: An interest rate that that may change over the life of the loan. Appraisal: A report expressing the estimated value of a property based on a comparison of similar saleable properties. Assumable mortgage: A loan that can be transferred with...
KEEP YOUR EYES OPEN DURING WALK-THROUGH
Barbara Gallo 10 years ago

You've come a long way since you first started looking at homes for sale; you've muddled through the mortgage process, negotiated glaring inspection issues, packed up everything except the dog and the closing day has finally arrived. You have a lot on your mind as you are walking through "your" house prior to meeting at the attorney's office to seal the deal. The last thing you want to do is miss something on the final walk-through. The purpose of the walk-through is to be sure that the house is...

NY Homeowners Must Register Again for STAR
EXIT Realty Front and Center 10 years ago

On March 29, 2013 Governor Cuomo signed new legislation that requires all homeowners eligible to receive a Basic STAR (School Tax Assesment Relief) exemption to register with the New York State Department of Taxation and Finance in order to continue to receive future STAR exemptions beginning in 2014.  Please note that new homeowners will be required to register with the state in addition to applying with their local assessor beginning in January.

On August 19, 2013, the Tax Department beganacc...
Congratulations to Our First Time Homebuyer Specialists!
Barbara Gallo 10 years ago

Congratulations to the first-ever class of

"Certified First Time Homebuyer Specialists"

in New York State!

  

Congratulations to the first-ever class of  "Certified First Time Homebuyer Specialists" in New York State! These agents are now fully equipped to assist buyers lookings for their first home and educate them along the way regarding the process.

How much house can I afford?
What are my mortgage options?
Where do I begin?
How much money will I need up-front?
Is there any financial assistance...
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