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Owning a home is still part of the "American Dream" because it helps us identify with a particular community, build strong ties and gives us a sense of pride. Yet getting to the closing table and receiving the keys to YOUR home can be a daunting process. What does the road to home ownership entail and what are specific steps you can take to prepare?
1. Talk to a loan officer to go over your income and expenses in order to determine how much house you can afford and ask them to "pre-qualify" you...
Many folks have been receiving alarming emails which have gone viral regarding a 3.8% tax on real estate sales beginning in January, 2013. Fortunately, this is only a rumor. True, there is a new 3.8% tax created under the new healthcare legislation, a.k.a. Obamacare. However, it applies to a small group of taxpayers, not to the purchase of a home. Let's take a look at the myth vs the truth.
The 3.8% tax will apply to the "unearned" income of high income taxpayers, that is, those filing "single"...Our hearts go out to all the folks around the country who are suffering through the rages of Mother Nature this past week; wildfires all over the West, a freak land hurricane in the East resulting in loss of precious life and irreplaceable property. Some of these events are impossible to plan for. But it doesn't hurt to have a plan in place in the event you have a few minutes to leave your home in a hurry to make it to safer ground.
Many books have been written and the internet is full of artic...
David Sloan Wilson, Evolution and Binghamton.....................what do those three things have in common? Wilson, an evolutionary biologist, believes that Darwin's theory holds the key to neighborhood revitalization. He outlines his own theory in his book, The Neighborhood Project: Using Evolution to Improve My City, One block at a Time.
Citing that communities need to have a strong group identity and that they also need to take charge of their own management, he gives hands-on ideas on how t...
Open Houses are still an effective way to view a lot of homes in a short period of time. But this weekend we decided to take a break in honor of Mother's Day.
So instead, we are hoping that you will take the time to visit, call or in some way honor your Mom, grandmother, if you're lucky enough to have one, or any woman in your life that has been like a mother to you.
So from all of us here at EXIT Realty Front and Center, we wish all you Moms a very HAPPY MOTHER'S DAY!
When someone decides to list their home for sale, they have already been told that they should interview 2 or 3 real estate agents to see who might do the better job. (How to choose one is another article in itself and not the purpose here)
But what if you want to BUY a home?
Do you call the listing agent?
Do you call the agency and work with the agent who happens to be on "floor duty"
that day? Do you even have a choice?
Of course you do.
